Is there any other payment method than Payment?

cindy

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Hello friends,

I am fed up with the PayPal fee, what I earn I have to pay 5% to PayPal even it gives very less currency conversation rate. So now I can seriously searching for one reasonable payment process. Though the important thing is the alternative should also be convenient to the clients.
 

ironcladservers

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One thing to remember is that each and every payment processor will charge you fees either on a monthly basis or per-transaction, nothing you can really do about that, and in fact I think PayPal is probably less cost than some others.

Also, no other payment processor will likely be as convenient to the clients unless they are using CC to pay with, and that the new payment processor doesn't require the clients to sign up for an account. PayPal is likely the most widely used one (likely due to eBay), as so many are already using this platform and have funds on it or already have their information ready on it.
 

NaturalWriter

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There are several different payment options available to you, however you must take into consideration, every process is going to have fees. Now, in both my experience and in Hipcats, PayPal is the best and most affordable option. With that being said, we also have accounts with PayZa, and STP (Solid Trust Pay). Both of these fees are higher than PayPal.

There is still OKPay and PerfectMoney, but I'm not sure about those.

You have to be careful when dealing with processors, because there have been so many over the past several years, who have just disappeared. Many people have lost money. I trust PayPal, however I don't leave my hard earned money in my account, as I don't want to lose it.

Just make sure you do your homework, and don't rely on just others opinions :)

Regards,
NaturalWriter
 
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Irina

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Depending on your volume and the functionality you want to get you can choose between a payment service (for instance PayPal) and a payment gateway. If your current volume is not high than instead of PayPal you can try, for example, Stripe.
If you are a medium or a large size merchant you can consider a payment gateway as your payment solution. In such a case you will get a payment solution which is more flexible and can be adjusted to the specific needs of your business to some extent.
Potentially you can decrease the processing cost by accepting only debit cards but it will depend on your merchant services agreement and overall discount rate.
But I agree with the statement above that anyway you will have to pay for the services you are provided with. You will have to pay either a monthly fee or a per-transaction fee. If you want to get to know more about different payment processing fees and payment solutions you can google Paylosophy an there you will find a number of articles about devoted to these problems, for instance, ‘Handling Merchant Fees'.
 

kamlesh

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paypal deducts a lot of earning if you are getting paid or buying something it deducts from both sides if you are looking for some alternative payment option then skrill and alertpay is the best one to go others are just not popular or have less features.
 

annasmith

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PayPal charge very much for a transaction that if you made from them, they charge extra for service. Their service subscription is free . but for 1 transaction they charge. You will plenty of payment methods than PayPal.
 

HostNurse

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Payza, Skrill, Plimus are reputable payment processors that have been around for many years.
 
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