I always have to laugh at posts like this as many people take on good faith what they read about raid and redundancy, which was never its intended purpose. Raid was created for 2 reasons.
#1. Increase Performance - No matter how much better Hard Drives get they are normally always the bottle neck in our servers. RAID allows us to increase performance of the system to help reduce that bottle neck.
#2. Increase available space - While larger hard drives are getting cheaper and cheaper, we always need more space available. RAID (except RAID1) allows us to combine multiple hard drives into a larger amount of usable space.
The fact that you can pull a single drive from any RAID system and it still perform is a side effect. I can tell you after 20+ years in the computer industry that most of the time the redundancy does you zero benefit once a RAID system fails. Due to the nature of electronics, they typically do not fail like a light switch, where they just immediately stop working. Unfortunately they go down in flames (metaphorically) like a shot down fighter pilot in World War 2. So what happens as the system starts to fail, corrupted data starts to appear, and then that data is mirrored to all the drives. This doesnt matter if its hard drive, the raid card, the power supply, etc. This is the way it happens the majority of the time.
Now I know someone is going to pop up and say, I had a drive fail and didnt lose any data. First either you were a rare exception to the rule or second did the drive actually fail, or just start to fail and you caught it cause you monitor the drives like you should. More then likely it started to fail and it was replaced before it failed. This is where RAID comes in handy as its easier to rebuild a RAID cluster then mirror a failing hard drive to a new one.
Now Im not saying do not use RAID. It definitely has its place in the world. But if you only reason for wanting raid is redundancy, chances are you a few of you are going to get burnt and get burnt bad.
No matter what hard drive configuration you use (Hardware, Software, No Raid), you should always monitor the drives smart data of the drives and pay attention to all values. In 99% of the time, the hard drive will tell you its going to fail soon in some form or fashion. Hardware RAID does make it harder to monitor this data, but it can be done.