Both consumers and companies have financial limitation on buy-in services, not doubts about that. However, i firmly believe that the questions is "Are my requirements relevant to my budget?". If anyone wants to buy more computing resources than their budget can buy, I think that one would better increase their budget. Otherwise there is a push on the industry to go and match unrealistic expectations, which is bad for everyone.
Sure, you can change it the way you want Still, it makes much more sense to adapt based on the technology requirements then based on the financial limitations. Anyone has certain budget to spend on anything. it is not much to discuss there. The technology requirements are objective.
Depend what level hosting you want for me a good host for shard should charge anywhere between 3 and 10 dollars a month depending on specs vps and beyond are a bit different do not fall for ultra cheap hosts that offer a dollar a year or something you will not get the support that you need