What is the cheapest payment gateway and merchant account?

Moebuntu · Mar 5, 2017

I want to try a new payment gateway and was recommended some but i don't know what is the cheapest payment gateway for per successful card charge? which is safe and the most use for online payments beside Paypal?

Luxin Host · Mar 5, 2017

I would love to also get some informations on cheaper gateways beside paypal.

One that I can suggest is bitcoin (coinpayments allows for easy integration). Using Bitcoin brings down your fees to either noting or exteremly low, in addition when reselling you can sometimes resell the bitcoin with 10% on top.

Issues with bitcion as payment:
More fraud.
More unwanted customers (breaking TOS).
Requires certain amount of automatic confirmations before the bitcoin gateway will actiavte the service so slower acivtation time for your customer.

If you have any questions in regards to bitcoin let me know and I can hopefully help. I will also add this thread to bookmarks as I would love to see some suggestions on other gateways beside paypal and coinpayments.

HostBastic · Mar 5, 2017

PayPal charges a 3.5% fee and 0.35€ commission per transaction, as above mentioned bitcoin is a gateway for all sorts of abuse and fraud.

serverbundle · Mar 6, 2017

Stripe is one of the cheapest Merchant Gateway providers. Have a look here on an in-depth price breakdown: https://memberful.com/blog/stripe-vs-paypal/

norled · Mar 6, 2017

2checkout is good too. You might also want to take a look at avangate.

MotionGrafika · Mar 7, 2017

serverbundle said:
Stripe is one of the cheapest Merchant Gateway providers.

norled said:
2checkout is good too. You might also want to take a look at avangate.

rasanjanad said:
I accept this. 2checkout is very good payment getway and very kind support.

How can Stripe compare with 2checkout?
which one is better and cheaper?

Localnode · Mar 7, 2017

I'd say use Stripe - Visa, Mastercard, and American Express. For some countries, Bitcoin as well.
The fees are low - and there is no recurring cost.

HostaPolis · Mar 8, 2017

2chekcout and paypal fit the bill in my book for what you asked. Not sure about the others mentioned here.

HosterDaddy · Mar 8, 2017

Moebuntu said:
I want to try a new payment gateway and was recommended some but i don't know what is the cheapest payment gateway for per successful card charge? which is safe and the most use for online payments beside Paypal?

Well the best option to take credit cards payments is 2checkout. There are few others as well:

-stripe
-braintreepayments by paypal.
-ccavenue
-authorize.net

HostBastic · Mar 8, 2017

Does anyone use WorldPay? It seems like a 2Checkout alternative.

What is the cheapest payment gateway and merchant account?

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